Small business lending in Kazakhstan (предоставление кредитов малому бизнесу в Казахстане)

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From the conducted research we can conclude, that enterprises meet with a very many problems, when they are trying to receive a credit. Our lending system needs to be improved. First of all, banks should be more indulgent to small enterprises, which are not able to meet some requirements of the banks, especially about pledge.
Secondly, there should be more programs on supporting small business, like decreasing interest rates, give credits for a more long periods of time, etc.
Thirdly, banks should stop working only with “big people” with “big money”, but also help small enterprises to enter into market and freely functionate.
There some measures, which were applied in order to improve our lending system, and they are works, but there should be more support to small business, because it is so weak in Kazakhstan. Some enterprises, which are pretty big, rather than others, are gain on these programs, but there should be some support to the beginners.

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Appendixes.